1.   FREE College Planning Webinar

Today a family can easily exceed $250,000 in College cost - for one child*

There are two different prices for a college education, one for the informed buyerand one for the uninformed.

Which price will you pay?

Well - informend short - and long term college planning, admissions and funding deisions at each of the many decisions points along the way is how you plan for the overall is how you plan for the overall best outcome and potential save ON, not just for the cost of college!

UNINFORMED decisions, mistakes and misstepswill drive up your college costs.

With our help, these vitally important questions will be answered:

1. Will we have to pay the school's sticker price?
2. Which schools are the best fit for my child-academically, social,learning style, etc. ?
3. Are we candidates for financial aid?
4. Are 529 College Savings Plans the right choice?

and many more!

" The webinar is free.... the information is priceless, contact us"

Buy Sell Agreement uses Life Insurance to avoid legal problems that can arise when an owner passes away, allowing the remaining owners to have a smooth transition of ownership and avoid family and legal head aches.

Disability Buy Out will help in creating a smooth transition of ownership when an owner suffers a disability. Additionally, that owner will receive an income for his or her percent of ownership in the business.

Keyman Life Insurance protects your company if something were to happen to those employees that bring a substantial amount of business to the company. Why not take the care to insure these valuable employees so that in case of an unexpected passing, there would be the resources to hire someone with the experience needed to keep the company functioning.

HSA is a good option for those that are self-employed and wish to write off the cost of their Health Insurance as well as part of their Savings Account when they file taxes.

SEP IRA's can help the self employed defer Income that is received from business, which will help reduce taxes.

LTC can now be integrated and paid for by your business, without requiring offerings to the employees.

Voluntary Plans such as cancer, accidental, hospital, indemnity, short term disability plans. These plans help with the retention of employees by giving them additional benefits that are pre-taxed via pay-roll at no cost to the company. We can also add section 125 at no cost to the company if it has three or more employees participating. Click here.

Provides your family with financial security for the future in case you are not there to cover medical bills, credit card debts, and final expenses. Give your family peace of mind by protecting them financially. We can help you plan and prepare for yourself and your loved ones.

There are several types of life insurance plans from quite simplet to the very complexed, we can help you find the correct type and coverage amount based on your personal or business needs.

• Term Life
• Universal Life
• Whole Life
• Juvenile - Children Life Ins.
• Final Expense - Burial Insurance
• Single Primium Life
• IUL- Index Universal Life
• Primium Financing Life

We can help you plan and protect your personal future, your home, business or partnership, your children's college, your retirement and your dreams.

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Let Us Help You find the right health insurance plan for you. We offer:

• Individual
• Short Term
• Student
• International
• Small & Large Group Employer Plans

Along with Vision & Dental plans both for individuals and groups. We will help you find a plan with a major carrier that best suits your needs.

The supplements we offer are Aflac, Colonial, among others.

Which help you with your out of pocket, copay's and deductibles that your health insurance does not cover. The cost of supplementals do not go up in price and the plans are portable.

• Critical Illness
• Cancer Plans
• Accident Plans
• Tele Med
• Short Term Disability
• Hospital Indemnity Plans
• Dental & Vision Plans

We also provide Legal Shield Plans both for individuals and groups.

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